Death planning guide: consider your dependants

Death planning guide: consider your dependants

Money Savings Expert Martin Lewis has compiled a checklist of 20 things you need to consider when planning for the financial well-being of your family (it’s on his website). The check-list includes tips on wills, inheritance tax, funerals and setting up power of attorney.  Our last post covered the reasons for making a will. This post covers what you need to consider when you have dependants.

If you've got children under 18 or anyone else who depends on you (including your beloved pets), make sure you discuss with your family who'd look after them after you've gone. It's tough to talk about, but don't put it off. Making plans and provisions now will help to ensure they're safe and cared for if the worst happens, especially if you’re currently the only living parent.

When you discuss it, first make sure those you've asked are prepared to do it, as it's a big commitment. You can then name them in your will as legal guardians. However, if further down the line they become unable to look after them, or if they refused, a court would appoint a suitable guardian instead.

If you're a carer, the NHS website also has info on where to get extra help and advice.


We have produced guides to help you with Legal Guardianship, Probate matters and also understanding Powers of Attorney.  Our Estate planning team can help with these as well as with inheritance planning. To talk to one of the team, please call us on 01787 277375 or use the online form.

Estate Planning and Probate, Family Law